Interest Rate

Loan Products

Loan / Advances

1. Overdraft

Interest Rate (p.a)

Corporate / Multinational

12.50% - 16.00%

Industry

12.50% - 16.00%

Trading

12.50% - 16.00%

2. Working Capital / Short Term Loan

 
Corporate / Multinational 12.50% - 16.00%
Industry 12.50% - 16.00%
Trading 12.50% - 16.00%
3. Term Loan  
Corporate / Multinational 11.50% - 16.00%
Industry 11.50% - 16.00%
Trading 11.50% - 16.00%
4. Others  
Fixed Deposit with us + 3% on coupon rate or 12% whichever is higher
Government / NRB Securities +2 %
Marketable Securities 12.50% - 16.00%
Vehicle Loan 10.50% - 16.00%
Education Loan 12.50% - 16.00%
Home Loan 9.99% - 16.00%
Consortium Loan As per Consortium Decision
Deprived Sector Loan Institutional 4.00% -8.00%
Deprived Sector Loan Individual 14.00% - 16.00%
Other Loans 12.00% - 16.00%
Gold Loan 12.00% - 16.00%
Loan Against Shares 11.00-16.00% 
Land Purchase Loan 11.00% 
Yeti Sajilo Karja 9.99-10.99% *

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